Home Owners

1st Republic can show you how to reduce your monthly payments and consolidate debts, get the cash you need by refinancing or getting a home equity loan.

3 out of 10 home owners can save money by refinancing, consolidating debt, and home equity loans. Past credit problems are understood, no cash out of pocket required (you can finance all the closing costs). Do you want to know if you can save money? Check out our online refinance calculator or call us for a free consultation with no obligation.
If you are paying over 7.5% you may be able to reduce your payments as much as $500 or more! If you have credit card debt, you can consolidate your debts to one low monthly payment (possibly tax deductible). We can show you the benefits of refinancing and a home equity loan side by side, and help you decide which fits your needs. Don't waste your hard earned money paying high rates. Take action! Find out how much money you can reduce your payments by.

We are approved by Fannie Mae, Freddie Mac, Federal Housing Administration, Veterans Administration, and the State of New York Mortgage Agency. We utilize the cutting edge in technology to approve loans as fast as 24 hours. We can now approve loans using these technologies that would normally be rejected.

Click on any link to the right to learn more about our many programs.